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All properties to be purchased with a VA loan should meet MPR as outlined by the VA. Rehabilitation loans must be used to fund repairs and/or renovations that deliver the property up to these standards.
You must apply for a VA purchase or VA Cash-out Refinance so as to be eligible to fund your repairs with a VA renovation loan. You can’t use a VA renovation mortgage to rework every part of your house. Only VA-permitted repairs, renovations, and replacements are allowed.
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